Home Ownership

Owning your own home is an aspiration for most people, but for many, buying a property can be difficult. Choice can be limited if you are not able to afford the type and size of property you wish in the area you want. The GOV.UK website provides a step-by-step guide to what you need to consider when buying a home.

Affordable home ownership schemes

The Government is committed to making the dream of home ownership available to everyone. Contact the housing department at your local authority if you want to know more.

If you are a Council or housing association tenant, you may be able to buy your home with a discount. Read about all affordable home ownership schemes on  GOV.UK website page and at own your own home website.  Find local details for Kent on our affordable home ownership page.

More information

There are also many independent websites that provide comprehensive advice on what you need to think about when buying a home. They cover issues such as obtaining a mortgage, finding the right property, legal issues and affordability. Some of these websites are listed below. The Citizens Advice Bureau Advice guide provides useful advice for people thinking of buying a home. UK Finance is the trade association for the mortgage industry. Free and impartial money advice is available from the Money Advice Service.

Houses for sale are advertised on the internet, in local newspapers, at estate agents or directly by a housing association or private developer. It is worth checking the signage on new development sites as these will detail any special deals. You might find these private websites are useful - Zoopla and Rightmove